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Bank On Tulsa - Access to Banking

Access to Banking

Bank On Tulsa is part of a national initiative that strives to connect unbanked and underbanked residents in our communities to safe and affordable bank accounts to improve the financial stability. Studies show that an unbanked person could spend as much as $40,000 on check-cashing services over their lifetime. Increasing access to banking helps residents avoid expensive alternative financial services and get on a path to increased savings and financial empowerment.

Bank On certified bank accounts have no overdraft fees and have free online banking and free in-network ATM access. All Bank On certified accounts meet the Cities for Financial Empowerment Fund National Account Standards. See below for a list of local Bank On certified accounts.

Bank On Tulsa is coordinated by Tulsa’s Office of Financial Empowerment and Community Wealth (OFE).  For more information about Bank On Tulsa, please contact Joshua Ganye, OFE Program Assistant, at jganye@cityoftulsa.org


Financial Literacy Workshops

Bank On Tulsa coalition partners also provide financial literacy workshops throughout the year. If your organization would like to host a financial literacy workshop, please contact the Office of Financial Empowerment.


Bank On Accounts

Bank On Tulsa has certified 13 accounts that all meet Bank On National Account Standards. Below is a list of local financial institutions and the names of their Bank On certified accounts. 

For more information on Bank On National Account Standards click here.

Ally Bank – Interest Checking

Arvest Bank – Arvest Bright Solutions Banking

BancFirst – E-Connect Account

Bank of America – Advantage SafeBalance Checking Account

Bank of Oklahoma – Opportunity Banking

Chase – Secure Banking Account

Commerce Bank – Velocity Pay Prepaid Debit Card

Discover Bank – Cashback Debit Checking Account

First Fidelity Bank – Freedom Checking

Gateway First Bank – Gateway Checking

Security Bank – Security E-Checking Account

Simmons Bank – Affordable Advantage Checking Account

Tinker Federal Credit Union – Everyday Spending


Bank On Tulsa Certified Accounts
Bank Name Ally Bank Arvest Bank BancFirst Bank of America Bank of Oklahoma Chase Commerce Bank Discover Bank First Fidelity Bank Gateway First Bank Security Bank Simmons Bank Tinker Federal Credit Union
Bank On Certified Account Name Interest Checking Arvest Bright Solutions Banking E-Connect Account Advantage SafeBalance Checking Account Opportunity Banking Secure Banking Account Velocity Pay Prepaid Debit Card Cashback Debit Checking Account Freedom Checking Gateway Checking Security E-Checking Account  Affordable Advantage Checking Account Everyday Spending
Terms, Fees, and Account Features
Overdrafts and Insufficient Funds NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE NONE
Monthly Fee NONE $5 with E-Statements $7 with Paper Statements $2.50  $4.95  $5  $4.95  $5 Waived with 15 Debit Transactions NONE $5  NONE NONE $5  NONE
Online Account Opening Online Only Yes Yes Yes Yes Yes Online Only YES Yes Yes Yes No  Yes
Minimum Opening Deposit $0  $25  $25  $25  $25  $0  $0  $0  $25  $25  $25  $25  $10 or Direct Deposit
Money Orders/Cashiers Check Cashiers Checks $0 $8 Cashiers Check $3 Money Orders Free Money Orders $15/Cashiers Check $3 Cashiers Check $0 Money Order and Cashiers Check Four Free Money Orders Per Month Free Checks Free Checks with Bill Pay $5 Cashiers Checks $3 Money Orders & Cashiers Checks $6 Cashiers Checks $1 Money Orders / $3 Cashiers Checks
Pay Bills Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Pay Bills With Velocity Card Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay Free Online Bill Pay